Retirement Planning

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Have you ever worried about money?

As we get older, there is a real fear of outliving our savings.

We have no control over how long we live (hopefully it will be a long time) so it is very hard to tell exactly.

The average age for retirement in Canada is 63.5 years old. This means a possible one third of your life will be in retirement. 

The general rule is to aim for at least 70-80% of your pre-retirement income for each year in retirement.

These very general statistics do not take into account your lifestyle, where you live, your goals in retirement, or your future needs.

How much do you really need in order to feel safe and secure?


It depends.

You are unique and have unique needs.

But figuring out that number is something we all need to do before it’s too late.

The safety net of employment income stops in retirement.

Whether you start to invest early or later in life, you need money to carry you through your retirement years.

Living in comfort or trying to survive in retirement is up to you.

Building a successful retirement plan requires discussion with both your family and professionals.

Building a successful retirement requires:

  • Setting achievable goals
  • Determining realistic timeframes to accomplish your goals
  • Understanding and factoring in the tax implications of retirement income

Talk to a qualified professional who can help you create a solid retirement plan.